What happens if you owe rent a center money

Check out our calendar of legal clinics and resource centers! View all. L aw H elp. Hide Visit. Text size: A A A. Courts Public Health. Search for resources and organizations in this language Advanced Search. How long will it take until the tenant is evicted? What happens if the tenant tries to pay me all of the money that is owed after I have a judgment but before an eviction occurs? I have a judgment for possession of the property, but how do I get the back rent the tenant owes me?

How do I enforce a money judgment and make the tenant pay me? I don't know where the tenant works or where the tenant has bank accounts.

How do I collect a money judgment? Are there any types of income that are protected from collection? We have helped over , people with their problems. Sit back and relax while we do the work.

Solve This Problem For Me. Want your issue solved now? Hassle Free We have helped over , people with their problems. How to Get a Zelle Chargeback. Can You Chargeback on Cash App? A Sample Letter of Refund Payment. Does Rent-A-Center offer any family plans for smartphones?

Please visit our Compare Plans page for specific plans and rates. How do I know which plan is right for me? You can also visit your local RAC store where our Store Associates will help you determine which plan is right for your needs and your budget. How do I sign up for a plan? You can sign up for the talk, text and data plan of your choice at your local Rent-A-Center store. We'll answer all your questions and make sure you choose a plan that best fits your needs and your budget.

Find your local Rent-A-Center store here. For more information, visit your local Rent-A-Center store. What if I already have a smartphone, but need a plan? If you already have a smartphone you'd like to use, just visit the Compare Plans page to view features, coverage and monthly prices of our available talk, text and data plans. Or, visit your local store and they'll help you choose the plan that's right for you. What if I have a plan, but need a smartphone?

It is not necessary to purchase a talk, text and data plan from Rent-A-Center to rent a smartphone. In fact, in most cases, you can rent a smartphone, connect it to your existing plan, and you are good to go. Will my existing plan work on a Rent-A-Center smartphone? In most cases, yes. Visit our Compare Plans page for a list of carriers that are compatible with the smartphone you rent from Rent-A-Center.

Can I refill my existing plan? Find your local store here. Can I buy or refill airtime somewhere other than Rent-A-Center? If it is more convenient for you, you're welcome to buy additional airtime somewhere other than Rent-A-Center. Please contact your specific provider for a list of all the stores that sell airtime for their service. For further assistance, Visit your local Rent-A-Center store and a store associate will be happy to help you. What is Liability Damage Waiver?

Without LDW, you are responsible for the cost to repair or replace the stolen or damaged merchandise. By paying a small fee with each rental payment, you pass this responsibility on to Rent-A-Center, so you can breathe easy! What does LDW cover? LDW protects you from a wide range of unexpected events, such as theft, fire, lightning, flooding and other acts of nature. It does not cover loss or damage from abuse or carelessness. Who is eligible for LDW? LDW protection is available to all customers with a current agreement, in all states excluding California.

Most customers still benefit from LDW even if they have homeowners or renters insurance. Many insurance policies have high deductibles and may not cover rental products. We recommend you check if your insurance will cover the cost to replace or repair rental merchandise and consider the amount of your deductible when deciding whether LDW is right for you and your budget.

How much does LDW cost? Contact your local store for your state's pricing. How do I add LDW to my agreement? Contact your local store to add the Liability Damage Waiver to your agreement. It only takes a few minutes. How do I submit an LDW claim after an incident? Simply contact your local store.

If your product is damaged, we will attempt to repair it. If your product is stolen, we will ask you to provide a police report. Can I cancel LDW? If you want to stop payments on your Liability Damage Waiver, just let a store associate know. There are no fees or penalties for changing your mind. RAC Benefits Plus is an optional add on to your rental agreement.

Membership provides a host of money saving opportunities for items you would purchase anyway. Not all members are eligible for all benefits. Some state specific restrictions may apply to some benefits. Customers say their credit scores had been damaged unfairly and they were hounded by debt collectors after they settled their accounts. Many documented lengthy, unsuccessful attempts to get Rent-A-Center to correct its records, a joint investigation by NerdWallet and Raycom Media found.

Even Rent-A-Center shareholders have complained, filing a lawsuit against the company that argued shoddy record-keeping has damaged the business. In most American industries, harassment over unpaid bills sets off alarms with regulators. But Rent-A-Center relies on exceptions carved out for the entire rent-to-own industry, allowing it to operate outside many consumer protection laws.

At the state level, consumer advocates such as Ohio Attorney General Mike DeWine say the industry needs more regulation. Rent-A-Center, a publicly traded company based in Plano, Texas, rents TVs, couches, washers and dryers, and other items for weeks or months.

Customers typically can terminate their leases at any time and return the goods, or pay until they own the items. The company has two basic business models. It has more than 2, stores largely near low-income neighborhoods and military bases. It also operates as Acceptance Now inside nearly 1, independently owned furniture stores, including Ashley Furniture and Rooms to Go. In those showrooms, customers pick out furniture they want but instead of buying it from the store, Acceptance Now buys it for them and leases it back to them, removing the store from any responsibility in disputes.

Interviews by NerdWallet and Raycom and complaints to regulators show problems arise if a customer falls behind on rental payments. A missed payment can trigger aggressive responses by employees and touch off record-keeping errors, former employees told reporters.

Quinn and Walton missed payments, then caught up. But their accounts were not properly credited, their records show.